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Why You Should Join Payoneer (And Get Free $25)

Disclosure: Some of the links in this post are affiliate links. This means that, at zero cost to you, I will earn an affiliate commission if you click through the link and finalize a purchase.

When you join Payoneer using my referral link here, you’ll get $25 for free once you load $1,000 to the Payoneer (whether in full or in bits).

I have been a Payoneer enthusiast since 2011 and I must admit that the experience has been fantastic :).  In fact, I don’t think any other blogger on earth has ever written a blog post like this that talks about the full benefits of Payoneer. Therefore, after you read, make sure you click on the social buttons and share with all your friends on Twitter, Facebook and other social networks. I had to write this after I realized that most people actually under-use their Payoneer accounts.

Without further ado, here we go with the advantages of the Payoneer:

1. Free $25


You get $25 for free when you sign up through my referral link. As stated above, this will come once your account gets to $1,000 cumulatively.

Full disclosure: I will get a $50 commission when you use that link and load $1,000 to your account cumulatively. For example, if you receive $100 today from Upwork, $300 next week from Fiverr and $600 the next week from Upwork to your Payoneer account, you’ll have hit that $1k cumulative figure, afterwhich we’ll both receive commission from Payoneer.

See below:

payoneer affiliate commission

Good thing is you can also become an affiliate, see point number 12 below.

“What if I don’t want to click on your referral link?” You may ask.

It’s totally okay to sign up directly from their site, but you’ll miss out on this free incentive.

2. It is Integrated With Most Top Freelancing Websites

Most freelancing websites have the Payoneer withdrawal option. These include Upwork and Fiverr among others. Payoneer is one of the best withdrawal options in these sites due to the numerous benefits listed here.

3. Withdraw from Payoneer to Your Local Bank (The Best Withdrawal Method)

If freelancing sites and your private clients pay you via Payoneer, you can send the cash directly from Payoneer to your bank account through their local bank transfer option. This is the best way to withdraw from Payoner. No bank fees. Excellent rates!

4. Withdraw Money from PayPal to Payoneer

This method no longer works for new members. It is now only applicable to those who started using the PayPal to Payoneer option before 2014.

Payoneer has a Global Payment Service (formerly US Virtual Account/US Payment Service).

Here you are given a virtual US account number. For those who were eligible to this service, they would add this account number to PayPal. For the Kenyans who use it, it is the ONLY option enables them to withdraw money from PayPal in the literal sense, meaning they actually click on “Withdraw” on their PayPal accounts, follow the prompts and the money goes to your Payoneer account.

The current official PayPal withdrawal method for Kenyans requires the use of an online Equity Bank portal.

5. Withdraw Anywhere in Their Local Currency

If you are in another country, you can easily use Payoneer to withdraw money in their local currency. This works in any country or continent.

A freelancer friend of mine was once broke in Tanzania. He simply went to an ATM and withdrew the cash in Tanzania shillings.

It offers great withdrawal rates no matter where you are.

6. Buy Stuff and Make Local Payments

You can use Payoneer to buy stuff on local supermarkets or make point of sale (POS) payments. This includes chemists, clinics, hospitals and electronic stores among hundreds of other places.

If you don’t want to incur the $3.15 ATM withdrawal fee, don’t withdraw but instead use Payoneer on the POS to buy and pay for stuff. You can buy with even as little as 1 dollar in your Payoneer account! I have actually tried this and it works great!

7. Make Online Payments

Do you want to pay your domain or hosting fees? Do you want to buy an antivirus? Have you seen something cool on Amazon or eBay that you want to buy? All these payments can be easily made using Payoneer.

8. Get Payments From Multiple Affiliate Networks

You can receive payments from different affiliate networks straight into your Payoneer account. Affiliate networks that accept the Payoneer Global Payment Service account include Amazon, CJ, ClickBank, and ShareaSale among others.

9. Request a Payment from any Client (Even Non-Payoneer Customers)

You can request a payment from any of your clients, whether or not they’re registered to Payoneer. You’ll simply fill a form and they’ll get your payment request. They’ll then have a few payment methods to choose from.

10. Excellent Customer Support

Payoneer has excellent customer support. They have even commented in this post :).

Whenever you want to ask them a question, you can quickly start a live chat and get your issue sorted in minutes.

11. Free Payoneer to Payoneer Payments

How cool is that? Other services like PayPal or Skrill have a small service charge for either sending or receiving payments. However, if you’re sending cash to your friend who also has a Payoneer account, you’ll do it at absolutely no fee. This is one of their coolest exclusive features.

12. Make Money Through Their Refer-A-Friend Program

The Payoneer Refer-A-Friend program will award you $25 when a friend you refer loads $1,000. As seen in the first benefit above, both you and the person you refer will get the $25. As you get more referrals, the Payoneer team may bump your affiliate commission to $50 per referral.

This program is only available for Payoneer account holders. Once your account has been approved, apply for the program through this link and start referring your Facebook, Twitter and other friends and both of you earn the free $25. Talk about an excellent win-win situation :).

Conclusion

Payoneer will help you to get free $25 when you load $1,000.

You will also be able to send money to your friends, family or freelancers free of charge as long as they have a Payoneer account.

Additionally, if you’re an affiliate, you’ll earn free $25 whenever you refer someone and they load $1,000. Top affiliates get $50 per referral.

All these and more benefits make it a must-have for everyone who is making money online.

I will make every effort to be updating this post whenever I get more information.

Remember to share this post with all your friends and make it go viral. At the time of writing this, there was no such post on the internet. If you’ve not signed up yet, click here to sign up with Payoneer and receive all the above benefits.

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I'm a freelance writer, blogger, trainer, and internet marketer. My joy is to see you making money online. Feel free to browse around and leave a comment. I strive to reply to all queries. You can also follow me on Facebook and Twitter .

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Antony
Antony

Hello Walter. I have been trying to open a Payoneer account, and it won’t proceed past this (see attachment). It just loads endlessly. Any idea what I can go about it?

Payoneer.png
Antony
Antony
Reply to  Antony

Any Idea what I can do about it?

Dorcas
Dorcas

Hello,
Is there an APP we can download on smartphones for sending and withdrawal purpose?

Benedetta Mbaluto
Benedetta Mbaluto

Hi Walter
am not able to create my Payoneer account. this is because when i sent the verification code from my inbox is not valid. its the correct one but it gives an error of invalid code

Millicent Akoth
Millicent Akoth

Hallo Mr Akolo,

I’m in need of help setting up a payoneer account. I keep getting invalid zip and can’t proceed from there, what do you think could be the problem and how can I be helped?

Cissy
Cissy

Hi Walter,

Thanks for the informative post. I truly appreciate your effort to educate us.

My question is. I saw an option of sending money directly from your Pioneer account to any local bank. Does this apply to also banks in Uganda?

What is your experience with your trainees in Uganda/

Regards

Mary
Mary

Hello Walter, can you currently withdraw from Payoneer to Mpesa?

Milly

Hello Walter, thanks for this information. I like Payoneer and would also want to earn for referring others. Thanks.

Jane Maina

Great article. Thank you for sharing

Eugin
Eugin

A quick one… Does Payoneer charge when I Order Card?

Eugin
Eugin
Reply to  Walter Akolo

Greate… (UPDATE)… I was able to order my card and got it after 2 weeks free of charge,

Wamuhu
Wamuhu

Hi Walter,

Thank you for your ever informative and educative articles. Thank you for your ever willing heart of helping others prosper and learn new things everyday.
Your way of writing articles always makes one want to read and read and read on……

Regards,

Maryann

Samuel
Samuel

Hi, Walter.
I was going through the post then i leaped to the comment section. Guess what? How you interact with your readers is what caught my attention and not even the post itself ๐Ÿ™‚ You’re so eccentric and it’s an aspect i gotta admit that it’s great since i read a myriad of blogs and very few bloggers reply to all comments as you do. This is also a good way of encouraging readers to read, share, and comment more on your blog. You’re a TIGER ๐Ÿ™‚

Victoria

Hi Walter!
What’s all this about 1000 dollars?
The only part i’ve understood is getting paid 25 dollars per referral…… kindly explain further.

Michael Ligale
Michael Ligale

Hi Walter. My PayPal account was permanently limited and my funds were held for 180 days. After the 180 days. I was sent a mail by PayPal that am eligible to withdraw my funds but only to a US bank account,so I opted for payoneer. Will it work?? Kindly help me out or advise me on what to do coz am in dire need of those funds.

Moshe NJuguna
Moshe NJuguna
Reply to  Michael Ligale

Hi Mike

My name is Moshe NJuguna.
Many thanks for for such an elaborate post ? excellent job.

Could you please share Payoneer Nairobi, Physical contact office and Their Tell no.

I would like to visit them.

Michael Ligale
Michael Ligale
Reply to  Walter Akolo

With Mpesa it is not possible coz my account is permanently limited. PayPal have said I will only transfer the funds to a US bank account. So I have opened a payoneer account which the names are same with my PayPal account. My question is that will the transfer go through.

Patrick Mumo Nzilu

This site canโ€™t be reachedwww.payoneer.comโ€™s server IP address could not be found.
Try running Windows Network Diagnostics.
DNS_PROBE_FINISHED_NXDOMAIN

I’m getting the above data when trying to get in through the link you have provided. What could be the problem?

Evelyn
Evelyn

Hi Walter, thanks for the information. Does Payoneer connected with Mpesa and if so, how does it work? Does it take longer than PayPal?

Judith Alukhaba
Judith Alukhaba

Hi Walter,

Thank you for the information, very enlightening and easy to understand.. I am one of your students currently and I am keen to know if I have to join affiliate marketing to get into the 25 dollars reward offer or all I need to do is use your referral link once I start getting payments via Payoneer.

Regards,

Judith

Jusper R

Thanks sir for the information about Payoneer. It is just what I needed to know before I can apply for it.

Joy Njeri
Joy Njeri

Hi Walter,
I realized that the KCB Payoneer withdrawal is only in 100 dollar currency. The total charges are also lofty since I realized for 200 dollars they charged me 10 dollars and for 300 dollars they charged me 12 dollars.Is there a back that is cheaper and that allows the user to withdraw less than 100 dollars if they opt to withdraw in shillings? Thanks in advance

Esther Kieti
Esther Kieti

Hello, Mr.Walter,

Mine is just a question,Does one earn more than $25 when he or she load more than $1000 in payoneer?

Benedict
Benedict

Wow Walter this is a killer article. I have started enrolling through your link. Stay blessed man you are truly a blessing.
Cheers
Benedict.

eric
eric
Reply to  Benedict

Hi Walter, Where did you collect yours after requesting for it and how long did it take to deliver?

Philip
Philip

I tried registering Pioneer through the link you provided but got stuck in the last step when they requested for Bank code which I have no idea of what it is. I tried swift code but was rejected.

Can you help to give me an Ideas on this.

Asigoh George
Asigoh George

Information herein, well received.

Duncan
Duncan

Hi Walter,

Thanks for this thread, 3 years down the line its still open and very useful . I just need to ask you something. I wish to apply for a payoneer bank transfer into my local Equity Bank account. In the process of filling in my local account details, it asks for the bank code (not BIC), which must be at least 5 digits otherwise it is refusing to accept.
I think this code is the code of the branch and all equity branches have a three digit code e.g. 015 for Mama Ngina branch, 001 for Head quarters etc.
What do I do? It cannot accept the three digits, it wants five. or more. Exactly which code is it asking for?
Thanks.

Brenda
Brenda
Reply to  Duncan

The bank code plus the branch code, I guess. Together they make five digits.

Duncan
Duncan
Reply to  Brenda

Thanks Brenda, you are quite right..

Atuhe Adgar
Atuhe Adgar

hi thats great am good writer from sama school can i join

jackson
jackson

for sure we are told when the deal ias too good,think twice,even if it means we are doing intl business or dealing with dollars here,it doesn’t mean we should be duped.this $3 (kshs over 270.00)per withdrawal is just too much for me compared to Kshs 20.00 with other cards.I am sorry but am only sharing my opinion.This the last time I use the Payoneer card.And walter,you take too long to reply to posts.even if one was being duped,then it could be done.Bona uko hivo and the questions asked not all you get back to them.Are you taking us for granted or how much are they paying you please as you must be doing well because whenever there is tight question,you always refer us to the payoneers who also takes days to get back.It means once you put your foot inside,just be sure to be ran down anytime and ukuliwe kabla ugutuke ama hujajua were you put your nose into.Wacha tukae na vitu zetu ata kama they take time at least they are cheap and safe and whenever you want querry,you can be physically there.tight lines
worried and puzzled kenyan called jack

Brenda

i have a question if i apply for my card how do i recieve it… through po box or through my address

Ednah
Ednah

Hello Walter,
I am a blogger, although I am not yet hosting my site. What happens when I want to choose a payment method to host my own site, which is currently under the WordPress.com blogging service? They’ve only provided two options: either by a credit card or by PayPal. Under the option PayPal, here’s the terms withheld:
“WordPress.com PayPal transactions will appear on your bank or credit card statements under the name WPCHRG.COM. Please do not delete your PayPal email receipt. If possible, print it out and keep it in a safe place” Kindly advise me on how I should go by this?
Thank You.

Danstan Ongubo
Danstan Ongubo

Hello everyone,

Now I think I may get help here. What the meaning of Payoneer’s annual fee? It should be ANNUAL according to my understanding. So why am I charged again just because I replaced my card. Its not even a year since I began using your service to charge me another 30 dollars. Please find a solution

Frank Edmund
Frank Edmund

Dear Walter,
I have read most of the comments on this article and it is very interesting. I would like to apply for this Payoneer card.Please can you write to me on my email or provide me with your email so that I will ask you some advice on how i can move on.
Thanks

Eric
Eric

Hi Walter,
Hope you are well. Just asking for your honest opinion on what I should do. I am at the point in which I want to make a decision on whether to join equity or sign up for payoneer. I don’t mind the 8 day waiting period associated with equity. What do you advise? Please email me Thank you.

samuel
samuel

I guess I will use manual bank loading on skrill then back to payoneer but this 30$ ish and 3$ per atm withdrawal is hash I think I will let the card be for now thanks for your support.

samuel
samuel

Please can I send funds to you so you can help me load my card am quite confused with all the partner problem or can I use my master card on the partners site to load then pay into payoneer if u can help pls am here.

samuel
samuel
Reply to  Walter Akolo

I don’t have a skrill account all I have is my master card I use to do normal transactions I did card to card transfer it did not accept and since I can’t fund any of their partners unless I work I would like another alternative.

seelan
seelan
Reply to  Walter Akolo

WILL I BE MAKING MONEY TO SURVIVE?

samuel
samuel
Reply to  Walter Akolo

I have opened the skrill yet it does not accept nigerian master card and nigeria as a county of residence so I guess I have reached my waterloo.

samuel
samuel

Please sir I applied for the payoneer card and as I received it I find it hard to pay in to the card they request to use their partners for first loading I don’t know if you can help me out please I want to get funds in I tried via card to card still same message that first loading must be done via partner pls here is my email sanobi14u@gmail.com I need to hear from you thanks

ELPHUS MISANGO
ELPHUS MISANGO

Hallo Walter i know you are okay, by grace o GOD.what i wanted to ask you is that ,I have tryed to regaster for Payoneer card,when ireach to the word amost done,it refuse to open the lat page.
Please let me know,can it be there system,

c-mone
c-mone

oh, i forgot to ask as well. I have seen on your other blog article, the cost of withdrawing from paypal using Equity is 1.5% of the amount. what are the rates for payoneer? thanks

c-mone
c-mone

hey Walter, I applied for my payoneer card and got it last Dec (2013). havent bn able to use it for a few reasons, but want to start using it this month. does it get deactivated or something? secondly, whats the procedure once i need to get cash from paypal? i have seen a few comments guys have written paypal> payoneer> card> ATM withdrawal. please enlighten me because I have read your blog and didnt quite get what your readers were alluding to. Thanks a lot. ๐Ÿ™‚

patrick
patrick

Hellow Walter. I recently applied for a card on the 6th of may 2014 and i am still at the approval stage. they had asked me for my billing address and i gave it to them to update. i was given a ticket number LTK1216101827536X please update me on the situation..

Sam
Sam

Hi Akolo. Thank you for the good work you are doing. I have a question. Now that Kenyan banks are replacing the traditional ATM cards that use a magnetic strip with ones that use PIN and Chip technology, shall we still be able to withdraw money using the Payoneer Mastercard, which I believe also uses the same technology being phased out. I am concerned because I would not like to miss my payments. Kindly enlighten me.

Sam
Sam
Reply to  Walter Akolo

Thank you Walter.

Daniel Nandwa
Daniel Nandwa

They approved my account and was to receive my payments.
Am not moving, payoneer is the better option.
For me it take only three days from paypal to payoneer to my card to atm withdrawal.

Daniel Nandwa
Daniel Nandwa

Daniel Nandwa,
Hello walter,
Payoneer have not loaded my for the last 4 days,
I just see payment waiting approval.
If paypal to Payoneer takes 3 days and Payoneer to card 4 days and counting then we will return to brokers or EQUITY bank.
I use Payoneer alot because am a exporter of products.
And it has been smooth.
Please help.

Florence
Florence

This has been useful information and I am now a Payoneer member. Where is my referral link?

peter paul
peter paul

Peter Wafula
Hey walter, i have used payooner for the first time to withdraw 100 USD and the loading was handled perfectly. howevr the second time i tried withdrawing USD 330 and the cash was reflected in my account with a message “waiting for approval”. it has been this way for 4 days now and nothing has been done. who knows how to go about this issue?

simon
simon
Reply to  peter paul

That happens all the time with new accounts if your US payment service is not verified. You have to contact them and once they do it thats all

Dennis
Reply to  peter paul

Paul, that problem depends. I use payoneer. sometimes it send me two emails when I am loading. 1. the first email says” you have a payment pending. More action required. Honestly I have never read it this mail. 2. The second email immediately after that says you credit card has been loaded. When I go to the bank try to withdraw. the money was dispensed. If your case is different from this. then treat that as unique. Otherwise, if you’ve not gone to bank since your card was loaded. Just go and try. Thank you.

peter paul
peter paul
Reply to  Walter Akolo

the payment appears in the online portal but as pending. it hasnt yet been updated with the previous balance in my card

peter paul
peter paul
Reply to  peter paul

i was able to receive the cash on Monday after the email. They asked me a series of questions and claimed the questions were meant to verify my US payment service. The cash was then deposited immeadiately

peter paul
peter paul
Reply to  peter paul

after a long wait, i finally received the following message from support today.

Dear Peter,
Thank you for your email.
Thank you for providing us with the requested information. Please allow up to 3 business days for your payment to be loaded. Please note that the 3 business days do not include the day the funds reached our system or weekends.
Sincerely,
Joshua
Payoneer Customer Support

am trusting that it will be sorted within the stipulated time

peter paul
peter paul
Reply to  peter paul

they havent yet replied but am hoping they will have done that by tomorrow since it is a weekend. will be back here after i receive the latest update

peter paul
peter paul
Reply to  peter paul

funny enough no email has been sent to confirm it. i have send a ticket to support to ask about it and so far i haven’t received any response

Dennis
Reply to  peter paul

I think you should not panic. Is there an email saying your credit card has been loaded. if that came. you’re money is in the regardless of the balance written there. Of course payoneer have to update the balance online. You go to bank and try to withdraw and come. Sometimes back was desperate with money, I received an email that my card has been loaded but there was no balance shown on payoneer account. I was near bank i tried and the money still came. The balance appeared later.

mastertaibiru

Hi walter kindly where can i get online jobs in kenya I have been searching since last year

frank
frank

very nice article am frank by, name i reside in Nigeria i have been researching for about a year now on how to earn money online but all seems to be scam.. i don’t it you can en-lighting some few Genuine and trusted ways on how to make money online and receive it here in my country Eg through payoneer because i really want to be an online entrepreneur. i will be very Glad to receive your reply
Thank you and God Bless you..

Usman Raza

Thanks walter, I am also going to signup for Payoneer Account. Thanks again for guidance. ๐Ÿ™‚

steve okumu
steve okumu

Hi Akolo,
How much would it cost a first time user to receive US$ 500 using Payoneer ? In other words, is it cheaper than Wire Transfer?

Jared
Jared

Hi Walter

I have loved it very much. You always give to us great articles full of handy advice that no son of man can ignore. I’ve just applied for the card and I’m anxiously waiting for it.

Thanks

Steve Dan
Steve Dan

Hello Walter,
Is this referral still on?

sassy
sassy

yup. thanks, I sure will. keep you posted!

sassy
sassy

hey Walter, I have just applied for the Payoneer card. let us see how this goes. good job you are doing with the articles.
PS- is your Twitter handle @akolo1?
thanks

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