When you join Payoneer using my referral link here, you’ll get $25 for free once you load $1,000 to the Payoneer (whether in full or in bits).
I have been a Payoneer enthusiast since 2011 and I must admit that the experience has been fantastic :). In fact, I don’t think any other blogger on earth has ever written a blog post like this that talks about the full benefits of Payoneer. Therefore, after you read, make sure you click on the social buttons and share with all your friends on Twitter, Facebook and other social networks. I had to write this after I realized that most people actually under-use their Payoneer accounts.
Without further ado, here we go with the advantages of the Payoneer:
1. Free $25
You get $25 for free when you sign up through my referral link. As stated above, this will come once your account gets to $1,000 cumulatively.
Full disclosure: I will get a $50 commission when you use that link and load $1,000 to your account cumulatively. For example, if you receive $100 today from Upwork, $300 next week from Fiverr and $600 the next week from Upwork to your Payoneer account, you’ll have hit that $1k cumulative figure, afterwhich we’ll both receive commission from Payoneer.
See below:
Good thing is you can also become an affiliate, see point number 12 below.
“What if I don’t want to click on your referral link?” You may ask.
It’s totally okay to sign up directly from their site, but you’ll miss out on this free incentive.
2. It is Integrated With Most Top Freelancing Websites
Most freelancing websites have the Payoneer withdrawal option. These include Upwork and Fiverr among others. Payoneer is one of the best withdrawal options in these sites due to the numerous benefits listed here.
3. Withdraw from Payoneer to Your Local Bank (The Best Withdrawal Method)
If freelancing sites and your private clients pay you via Payoneer, you can send the cash directly from Payoneer to your bank account through their local bank transfer option. This is the best way to withdraw from Payoner. No bank fees. Excellent rates!
4. Withdraw Money from PayPal to Payoneer
This method no longer works for new members. It is now only applicable to those who started using the PayPal to Payoneer option before 2014.
Payoneer has a Global Payment Service (formerly US Virtual Account/US Payment Service).
Here you are given a virtual US account number. For those who were eligible to this service, they would add this account number to PayPal. For the Kenyans who use it, it is the ONLY option enables them to withdraw money from PayPal in the literal sense, meaning they actually click on “Withdraw” on their PayPal accounts, follow the prompts and the money goes to your Payoneer account.
The current official PayPal withdrawal method for Kenyans requires the use of an online Equity Bank portal.
5. Withdraw Anywhere in Their Local Currency
If you are in another country, you can easily use Payoneer to withdraw money in their local currency. This works in any country or continent.
A freelancer friend of mine was once broke in Tanzania. He simply went to an ATM and withdrew the cash in Tanzania shillings.
It offers great withdrawal rates no matter where you are.
6. Buy Stuff and Make Local Payments
You can use Payoneer to buy stuff on local supermarkets or make point of sale (POS) payments. This includes chemists, clinics, hospitals and electronic stores among hundreds of other places.
If you don’t want to incur the $3.15 ATM withdrawal fee, don’t withdraw but instead use Payoneer on the POS to buy and pay for stuff. You can buy with even as little as 1 dollar in your Payoneer account! I have actually tried this and it works great!
7. Make Online Payments
Do you want to pay your domain or hosting fees? Do you want to buy an antivirus? Have you seen something cool on Amazon or eBay that you want to buy? All these payments can be easily made using Payoneer.
8. Get Payments From Multiple Affiliate Networks
You can receive payments from different affiliate networks straight into your Payoneer account. Affiliate networks that accept the Payoneer Global Payment Service account include Amazon, CJ, ClickBank, and ShareaSale among others.
9. Request a Payment from any Client (Even Non-Payoneer Customers)
You can request a payment from any of your clients, whether or not they’re registered to Payoneer. You’ll simply fill a form and they’ll get your payment request. They’ll then have a few payment methods to choose from.
10. Excellent Customer Support
Payoneer has excellent customer support. They have even commented in this post :).
Whenever you want to ask them a question, you can quickly start a live chat and get your issue sorted in minutes.
11. Free Payoneer to Payoneer Payments
How cool is that? Other services like PayPal or Skrill have a small service charge for either sending or receiving payments. However, if you’re sending cash to your friend who also has a Payoneer account, you’ll do it at absolutely no fee. This is one of their coolest exclusive features.
12. Make Money Through Their Refer-A-Friend Program
The Payoneer Refer-A-Friend program will award you $25 when a friend you refer loads $1,000. As seen in the first benefit above, both you and the person you refer will get the $25. As you get more referrals, the Payoneer team may bump your affiliate commission to $50 per referral.
This program is only available for Payoneer account holders. Once your account has been approved, apply for the program through this link and start referring your Facebook, Twitter and other friends and both of you earn the free $25. Talk about an excellent win-win situation :).
Conclusion
Payoneer will help you to get free $25 when you load $1,000.
You will also be able to send money to your friends, family or freelancers free of charge as long as they have a Payoneer account.
Additionally, if you’re an affiliate, you’ll earn free $25 whenever you refer someone and they load $1,000. Top affiliates get $50 per referral.
All these and more benefits make it a must-have for everyone who is making money online.
I will make every effort to be updating this post whenever I get more information.
Remember to share this post with all your friends and make it go viral. At the time of writing this, there was no such post on the internet. If you’ve not signed up yet, click here to sign up with Payoneer and receive all the above benefits.
Hi Walter,
Thanks for the informative post. I truly appreciate your effort to educate us.
My question is. I saw an option of sending money directly from your Pioneer account to any local bank. Does this apply to also banks in Uganda?
What is your experience with your trainees in Uganda/
Regards
Hi Cissy,
I appreciate your kind feedback.
I believe it should be able to work with Ugandan banks directly.
Have you tried it?
Hello Walter, can you currently withdraw from Payoneer to Mpesa?
Hi Mary,
Unfortunately, no.
You can do Payoneer to your bank account.
Hello Walter, thanks for this information. I like Payoneer and would also want to earn for referring others. Thanks.
Hi Milly,
You’re most welcome. Go for it!
Great article. Thank you for sharing
You’re welcome, Jane!
A quick one… Does Payoneer charge when I Order Card?
Hi Eugin,
Not with a regular order. But if you want DHL, you’ll make a small payment.
Greate… (UPDATE)… I was able to order my card and got it after 2 weeks free of charge,
Awesome!
Hi Walter,
Thank you for your ever informative and educative articles. Thank you for your ever willing heart of helping others prosper and learn new things everyday.
Your way of writing articles always makes one want to read and read and read on……
Regards,
Maryann
Thank you so so much, Maryann!
Hi, Walter.
I was going through the post then i leaped to the comment section. Guess what? How you interact with your readers is what caught my attention and not even the post itself 🙂 You’re so eccentric and it’s an aspect i gotta admit that it’s great since i read a myriad of blogs and very few bloggers reply to all comments as you do. This is also a good way of encouraging readers to read, share, and comment more on your blog. You’re a TIGER 🙂
Thank you Samuel! I’m always happy to help!
Hi Walter!
What’s all this about 1000 dollars?
The only part i’ve understood is getting paid 25 dollars per referral…… kindly explain further.
Hi Victoria,
You must reach $1,000 cumulatively on your card to get that $25.
For example, one day you get $50 from Upwork, another day $200 from Fiverr, and so on. When the cumulative total hits $1,000, you get the free $25.
Hi Walter. My PayPal account was permanently limited and my funds were held for 180 days. After the 180 days. I was sent a mail by PayPal that am eligible to withdraw my funds but only to a US bank account,so I opted for payoneer. Will it work?? Kindly help me out or advise me on what to do coz am in dire need of those funds.
Hi Michael,
Sorry for the challenge faced.
Only PayPal can answer that question, though. Contact them. Try see if they can allow you to send to Payoneer, Equity, M-PESA or to a friend. It may take a little persuasion. Some people have been successful with the last three options above recently (Equity, M-PESA or sending to a friend).
Thanks!
With Mpesa it is not possible coz my account is permanently limited. PayPal have said I will only transfer the funds to a US bank account. So I have opened a payoneer account which the names are same with my PayPal account. My question is that will the transfer go through.
Hi Michael,
What I told you is what has worked for multiple people even as recently as a few weeks ago.
For Payoneer, you may be unable to add the bank account they give you under Global Payment Service to your PayPal. They disabled that option back in 2014 as stated in the post.
You’re free to try all these options and let us know what actually works for you.
Many thanks.
Hi Mike
My name is Moshe NJuguna.
Many thanks for for such an elaborate post ? excellent job.
Could you please share Payoneer Nairobi, Physical contact office and Their Tell no.
I would like to visit them.
Hi Moshe,
Thanks for your comment.
It doesn’t have a physical office in Kenya. Contact Payoneer for more.
Many thanks!
This site can’t be reachedwww.payoneer.com’s server IP address could not be found.
Try running Windows Network Diagnostics.
DNS_PROBE_FINISHED_NXDOMAIN
I’m getting the above data when trying to get in through the link you have provided. What could be the problem?
Hi Patrick,
Not sure. Try again now.
Hi Walter, thanks for the information. Does Payoneer connected with Mpesa and if so, how does it work? Does it take longer than PayPal?
Hi Evelyn,
Thanks for your kind words.
Payoneer doesn’t connect with M-PESA yet.
Thanks!
Hi Walter,
Thank you for the information, very enlightening and easy to understand.. I am one of your students currently and I am keen to know if I have to join affiliate marketing to get into the 25 dollars reward offer or all I need to do is use your referral link once I start getting payments via Payoneer.
Regards,
Judith
Hi Judith,
Thanks for your comment.
To get the free $25:
1. Use the affiliate link to join
2. Once you hit $1,000 in your Payoneer account (cumulatively), we’ll both receive the $25 commission
I hope this helps.
Feel free to ask more questions.
Thanks sir for the information about Payoneer. It is just what I needed to know before I can apply for it.
Thanks Jusper.
Hi Walter,
I realized that the KCB Payoneer withdrawal is only in 100 dollar currency. The total charges are also lofty since I realized for 200 dollars they charged me 10 dollars and for 300 dollars they charged me 12 dollars.Is there a back that is cheaper and that allows the user to withdraw less than 100 dollars if they opt to withdraw in shillings? Thanks in advance
Hi Joy,
The charges increased recently. Nowadays they only make financial sense when withdrawing bigger payments such as $2500 to $4,000. For $200 just use the ATMs that dispense in Kenya Shillings. And still with the KSH ATMs, note that StanChat, Barclays and KCB have extra charges of around Sh. 400, so go for other ATMs like Ecobank, CfC etc.
There’s no other local bank that allows you to withdraw in USD, yet.
Hello, Mr.Walter,
Mine is just a question,Does one earn more than $25 when he or she load more than $1000 in payoneer?
Hi Esther,
If you use an affiliate link (such as mine https://freelancerkenya.com/go/payoneer), you’ll earn exactly $25 once you load $1,000 in your Payoneer account. That’s how the offer currently stands. Payoneer may review this rate upwords in future.
Wow Walter this is a killer article. I have started enrolling through your link. Stay blessed man you are truly a blessing.
Cheers
Benedict.
Thanks Benedict. Glad it helped!
Hi Walter, Where did you collect yours after requesting for it and how long did it take to deliver?
Hi Eric. At the post office. Takes one month.
I tried registering Pioneer through the link you provided but got stuck in the last step when they requested for Bank code which I have no idea of what it is. I tried swift code but was rejected.
Can you help to give me an Ideas on this.
Hi Philip,
Each bank has a bank code. Call your bank and they’ll give you theirs.
Information herein, well received.
Thanks Asigoh.
Hi Walter,
Thanks for this thread, 3 years down the line its still open and very useful . I just need to ask you something. I wish to apply for a payoneer bank transfer into my local Equity Bank account. In the process of filling in my local account details, it asks for the bank code (not BIC), which must be at least 5 digits otherwise it is refusing to accept.
I think this code is the code of the branch and all equity branches have a three digit code e.g. 015 for Mama Ngina branch, 001 for Head quarters etc.
What do I do? It cannot accept the three digits, it wants five. or more. Exactly which code is it asking for?
Thanks.
The bank code plus the branch code, I guess. Together they make five digits.
Thanks Brenda, you are quite right..
Hi Duncan,
Thanks for your comment. Glad you found this useful.
I believe they’re talking about the SWIFT Code. In this case, the code for Equity is EQBLKENA. You can always google SWIFT/BIC codes of any bank. The info is all over the net.
All the best.
hi thats great am good writer from sama school can i join
Hi Atuhe. What specifically do you want to join?
for sure we are told when the deal ias too good,think twice,even if it means we are doing intl business or dealing with dollars here,it doesn’t mean we should be duped.this $3 (kshs over 270.00)per withdrawal is just too much for me compared to Kshs 20.00 with other cards.I am sorry but am only sharing my opinion.This the last time I use the Payoneer card.And walter,you take too long to reply to posts.even if one was being duped,then it could be done.Bona uko hivo and the questions asked not all you get back to them.Are you taking us for granted or how much are they paying you please as you must be doing well because whenever there is tight question,you always refer us to the payoneers who also takes days to get back.It means once you put your foot inside,just be sure to be ran down anytime and ukuliwe kabla ugutuke ama hujajua were you put your nose into.Wacha tukae na vitu zetu ata kama they take time at least they are cheap and safe and whenever you want querry,you can be physically there.tight lines
worried and puzzled kenyan called jack
Hi Jack
Thanks for your comment.
There are different charges for different platforms. Depending on the amount you’re withdrawing, Payoneer may be cheaper.
For example if you’re withdrawing $2000 or so, you can quickly go to a KCB dollar ATM (e.g. Kencom ATM 1 and 3), withdraw the cash in dollars and then walk in to a bureau and convert to KSH. The resultant amount will be more than any other method of withdrawal you’d wish to use for withdrawing dollars.
About responding to queries, I try respond as soon as I can and as a human being I get health, bereavement and other challenges sometimes which may cause a delay.
Thanks and stay blessed.
i have a question if i apply for my card how do i recieve it… through po box or through my address
Through P.O Box.
Hello Walter,
I am a blogger, although I am not yet hosting my site. What happens when I want to choose a payment method to host my own site, which is currently under the WordPress.com blogging service? They’ve only provided two options: either by a credit card or by PayPal. Under the option PayPal, here’s the terms withheld:
“WordPress.com PayPal transactions will appear on your bank or credit card statements under the name WPCHRG.COM. Please do not delete your PayPal email receipt. If possible, print it out and keep it in a safe place” Kindly advise me on how I should go by this?
Thank You.
Hi Ednah. You can use either payment method. That message above was for when you pay via PayPal using a credit/debit card. In case that happens you don’t delete the PayPal message you received. Thanks.
Hello everyone,
Now I think I may get help here. What the meaning of Payoneer’s annual fee? It should be ANNUAL according to my understanding. So why am I charged again just because I replaced my card. Its not even a year since I began using your service to charge me another 30 dollars. Please find a solution
Hi Danston
I think they scrapped the annual charge. Kindly contact Payoneer support and they’ll advise.
Dear Walter,
I have read most of the comments on this article and it is very interesting. I would like to apply for this Payoneer card.Please can you write to me on my email or provide me with your email so that I will ask you some advice on how i can move on.
Thanks
Hi Frank
Thanks for your feedback. Sure, let me send you an email.
Hi Walter,
Hope you are well. Just asking for your honest opinion on what I should do. I am at the point in which I want to make a decision on whether to join equity or sign up for payoneer. I don’t mind the 8 day waiting period associated with equity. What do you advise? Please email me Thank you.
Hi Eric. I am well. Give Equity priority if you can wait the 8 days. It’s the very best in the market. Meanwhile you can slowly apply for the card also just to have a backup method. You’ll get an automatic email with this response. Thanks.
I guess I will use manual bank loading on skrill then back to payoneer but this 30$ ish and 3$ per atm withdrawal is hash I think I will let the card be for now thanks for your support.
Please can I send funds to you so you can help me load my card am quite confused with all the partner problem or can I use my master card on the partners site to load then pay into payoneer if u can help pls am here.
Sorry Samuel I can’t load your card since it cannot be loaded as at now. Do you have a Skrill account?
I don’t have a skrill account all I have is my master card I use to do normal transactions I did card to card transfer it did not accept and since I can’t fund any of their partners unless I work I would like another alternative.
You can open a Skrill account right now, put some money and withdraw to Payoneer.
I have opened the skrill yet it does not accept nigerian master card and nigeria as a county of residence so I guess I have reached my waterloo.
Sorry to hear that. What about PayPal?
WILL I BE MAKING MONEY TO SURVIVE?
Yes, Seelan. If you follow the tips on my blog you will be making money online. You can start by joining my mailing list at https://freelancerkenya.com/go/list
Please sir I applied for the payoneer card and as I received it I find it hard to pay in to the card they request to use their partners for first loading I don’t know if you can help me out please I want to get funds in I tried via card to card still same message that first loading must be done via partner pls here is my email sanobi14u@gmail.com I need to hear from you thanks
Hi Samuel
Unfortunately that is their policy.
You have to first load the card either via PayPal or their partners e.g. Elance, Fiverr e.t.c.
After that you will be able to do private loads.
All the best.
Hallo Walter i know you are okay, by grace o GOD.what i wanted to ask you is that ,I have tryed to regaster for Payoneer card,when ireach to the word amost done,it refuse to open the lat page.
Please let me know,can it be there system,
Hi Elphus
Have you tried registering from a different computer/browser?
oh, i forgot to ask as well. I have seen on your other blog article, the cost of withdrawing from paypal using Equity is 1.5% of the amount. what are the rates for payoneer? thanks
I believe you got my response, Simone. I hope it’s satisfactory.
hey Walter, I applied for my payoneer card and got it last Dec (2013). havent bn able to use it for a few reasons, but want to start using it this month. does it get deactivated or something? secondly, whats the procedure once i need to get cash from paypal? i have seen a few comments guys have written paypal> payoneer> card> ATM withdrawal. please enlighten me because I have read your blog and didnt quite get what your readers were alluding to. Thanks a lot. 🙂
Hi Simone
Thanks for your comment.
I am glad you got your Payoneer card 🙂
When you need to get cash from PayPal to Payoneer, you will first add a bank account that Payoneer will give you to PayPal. Log in to Payoneer. Click on Receive Payments. You will see some bank details. Login to PayPal. Click on Profile > Add Bank Account. Copy paste those details. Click here for tips on how to resolve that error.
Once error is resolved, you will be able to re-add the bank account.
You will then be clicking on withdraw > to bank account > follow prompts to withdraw from PayPal. The money will come to your card.
I think you can still activate your card.
Rates for Payoneer withdrawal are approximately 1% plus $3.15.
Thanks
Walter
Hellow Walter. I recently applied for a card on the 6th of may 2014 and i am still at the approval stage. they had asked me for my billing address and i gave it to them to update. i was given a ticket number LTK1216101827536X please update me on the situation..
I believe then that they will send the card. You can always email them with that ticket number to follow up.
Hi Akolo. Thank you for the good work you are doing. I have a question. Now that Kenyan banks are replacing the traditional ATM cards that use a magnetic strip with ones that use PIN and Chip technology, shall we still be able to withdraw money using the Payoneer Mastercard, which I believe also uses the same technology being phased out. I am concerned because I would not like to miss my payments. Kindly enlighten me.
Hi. I believe the magnetic strips will still work.
Thank you Walter.
You are welcome, Sam.
They approved my account and was to receive my payments.
Am not moving, payoneer is the better option.
For me it take only three days from paypal to payoneer to my card to atm withdrawal.
Good to hear that Daniel. I respect your point of view. I personally use Equity more nowadays.
Daniel Nandwa,
Hello walter,
Payoneer have not loaded my for the last 4 days,
I just see payment waiting approval.
If paypal to Payoneer takes 3 days and Payoneer to card 4 days and counting then we will return to brokers or EQUITY bank.
I use Payoneer alot because am a exporter of products.
And it has been smooth.
Please help.
Hi Daniel,
Sorry for your challenge.
Mine works perfectly even for huge payments.
I think this is a support issue. Please call email or chat with them and they will sort you out.
Best,
Walter
This has been useful information and I am now a Payoneer member. Where is my referral link?
Hi Florence,
Good to hear that.
Login to your account and click on the advert that says “Free $25…”. Click there and join the refer-a-friend program.
Thanks.
Peter Wafula
Hey walter, i have used payooner for the first time to withdraw 100 USD and the loading was handled perfectly. howevr the second time i tried withdrawing USD 330 and the cash was reflected in my account with a message “waiting for approval”. it has been this way for 4 days now and nothing has been done. who knows how to go about this issue?
Hi Peter,
Sorry for what you are going through.
I have heard that once.
I would suggest you contact support immediately so that they can sort you out real quick.
All the very best.
Paul, that problem depends. I use payoneer. sometimes it send me two emails when I am loading. 1. the first email says” you have a payment pending. More action required. Honestly I have never read it this mail. 2. The second email immediately after that says you credit card has been loaded. When I go to the bank try to withdraw. the money was dispensed. If your case is different from this. then treat that as unique. Otherwise, if you’ve not gone to bank since your card was loaded. Just go and try. Thank you.
Thanks Dennis for the addition.
the payment appears in the online portal but as pending. it hasnt yet been updated with the previous balance in my card
I think you should not panic. Is there an email saying your credit card has been loaded. if that came. you’re money is in the regardless of the balance written there. Of course payoneer have to update the balance online. You go to bank and try to withdraw and come. Sometimes back was desperate with money, I received an email that my card has been loaded but there was no balance shown on payoneer account. I was near bank i tried and the money still came. The balance appeared later.
funny enough no email has been sent to confirm it. i have send a ticket to support to ask about it and so far i haven’t received any response
Hi Peter,
How are things now? Have you tried what Dennis said? Have support replied?
Thanks
they havent yet replied but am hoping they will have done that by tomorrow since it is a weekend. will be back here after i receive the latest update
Hi Peter,
Yes, I believe they will reply tomorrow. I’ll be looking forward to your update.
after a long wait, i finally received the following message from support today.
Dear Peter,
Thank you for your email.
Thank you for providing us with the requested information. Please allow up to 3 business days for your payment to be loaded. Please note that the 3 business days do not include the day the funds reached our system or weekends.
Sincerely,
Joshua
Payoneer Customer Support
am trusting that it will be sorted within the stipulated time
OK. When did you receive the payment?
i was able to receive the cash on Monday after the email. They asked me a series of questions and claimed the questions were meant to verify my US payment service. The cash was then deposited immeadiately
Hi Peter,
Good that you finally got sorted out. Thanks a lot for letting us know. I am so happy for you.
All the best.
That happens all the time with new accounts if your US payment service is not verified. You have to contact them and once they do it thats all
Hi walter kindly where can i get online jobs in kenya I have been searching since last year
Hi,
Kindly click here for ideas on how to make money online in Kenya.
very nice article am frank by, name i reside in Nigeria i have been researching for about a year now on how to earn money online but all seems to be scam.. i don’t it you can en-lighting some few Genuine and trusted ways on how to make money online and receive it here in my country Eg through payoneer because i really want to be an online entrepreneur. i will be very Glad to receive your reply
Thank you and God Bless you..
Hi Frank,
Thanks for your comment.
There are different ways you can make money online in Nigeria. Click here to check them out.
Let me know if you have any questions.
Walter
Thanks walter, I am also going to signup for Payoneer Account. Thanks again for guidance. 🙂
Hi Usman,
Thanks for your comment. I can see you’ve already signed up. I hope it’s taking you well 🙂
Cheers 🙂
Hi Akolo,
How much would it cost a first time user to receive US$ 500 using Payoneer ? In other words, is it cheaper than Wire Transfer?
Hi Steve.
It depends on where the money is coming from. If, say the money comes from PayPal, you will be charged 1% to receive it on your card. You will then pay a one-time fee of $30 as an activation fee. So that will be roughly $35 off. In case you used an affiliate link to get the card, Payoneer will give you free $25 therefore your total charge will be $10.
It is cheaper than anything else you can think of, apart from the new Equity PayPal withdrawal method.
Thanks
Hi Walter
I have loved it very much. You always give to us great articles full of handy advice that no son of man can ignore. I’ve just applied for the card and I’m anxiously waiting for it.
Thanks
Hi Jared,
Thanks for your comment. I am glad you loved the article. It’s comments such as these that give me the strength to go on.
Blessings
Hello Walter,
Is this referral still on?
Hi Steve,
Yes, it’s still on.
Thanks
yup. thanks, I sure will. keep you posted!
Very well. Looking forward to hearing from you.
hey Walter, I have just applied for the Payoneer card. let us see how this goes. good job you are doing with the articles.
PS- is your Twitter handle @akolo1?
thanks
Hi,
Thanks for applying and many thanks for your kind words.
Yes, @akolo1 is also my Twitter handle. For freelancing stuff, @freelancerkenya
please explain to me like a 2 year old how Payoneer works. how to sign up, and what I need. thanks.
Hi,
I am glad you managed to sign up as per your comment above. All the best and keep asking as you go in case you get stuck.
Hi Walter. Kindly help. I have withdrawn $100+ to my Payoneer account from Paypal and I have received confirmation the card is loaded. Payoneer has deducted $29.99 and $1.01 dollar for some fee. I used your affiliate link so I expect $25 (you should as well) but have no idea when they will add that to my account. Do you have a time frame? Must I withdraw from an ATM first to get the bonus? Also, I would like to withdraw the current balance from a local ATM. Should I just withdraw in a Barclays/CFC ATM or is there something I have to click in my account in payoneer before doing so? Sitaki kakadi kamezwe buana :). How do I calculate the exchange rate? Say for instance I have $60, should I just go to the ATM and withdraw $57 X 85? Tafadhali. Asante sana buda boss.
Hello,
Thanks for your comment.
I believe you’ve already received your $25 reward, right? Thanks a lot for using my link.
Simply go to https://myaccount.payoneer.com/, log in and check your balance. Once you see the balance, deduct $3 and withdraw the rest from the above ATMs at Sh. 84 per dollar.
Kadi haitamezwa.
Let me know how it goes.
Hi Walter,
I am searching for genuine jobs online and there is this website that keeps sending me information to register. Have you heard of premier jobs which offers surveys and writing jobs online and are they genuine? Does clickbank payments work in Kenya especially for registration?
You seem well versed with the online businesses and would appreciate your input.
Hi Lucy,
I have never heard of what you’re talking about. In fact, in my experience most survey jobs don’t work or give too much work and negligible pay. I am not a guru in that area so you can do more research for best results.
ClickBank have put a total cap on Kenya, you can’t even register. In case you somehow registered, you can add your Payoneer US Payment Service and receive from it.
I know one person who’s received a couple of payments but they registered a while back when the APO/FPO option was still there.
Note that I personally don’t advice or recommend ClickBank. If it doesn’t want Kenya then let it go and look for other non-discriminatory platforms.
All the best
great article Walter, will sure be applying for mine ASAP! Been finding for better option to receive my payment… Thanks for the heads up.
You are welcome Kibe.
Hello Walter,
I am unable to add my us bank account and each time i do i get an error message that i can not a bank account at the moment. I have had this problem say for like 4months now. I have had my mastercard for 4months now but i have never used it. I am very disappointed.
Hi Maxi,
Sorry for the challenges you’ve gone through. Please click on the link below for an excellent solution to your problem.
https://freelancerkenya.com/news/us-payment-service-error-you-cannot-add-a-bank-account-at-this-time/
Let me know how it goes.
what should one enter in the home address field?
Hi Karren,
Just put your real physical address there.
Something like “Makongeni, Phase 4, Jogoo Road”.
Thanks
hey Walter,
I have loaded my Payoneer card and I am about to withdraw the cash. However, I am wondering if I were to withdraw a considerable amount via ATM or OTC, which could be cheaper option?
And how much am I limited to withdraw at once?
Hi Matts,
You can withdraw up to 40k from a Barclays ATM. If it is more than this, the OTC option is slightly cheaper.
You can withdraw up to $2500 at once. If you prefer you can still withdraw multiple times from one ATM on the same day up to this amount but this will be expensive since each withdrawal will encounter the withdrawal fee of either $2.15 or $3.15.
Cheers 🙂
Hi Walter,
Recived my card today and activated it. Need to know how i can load cash into my account from Kenya.
Regards,
Mwangi . K
Hi Mwangi,
I am glad to hear you received it after all.
They don’t allow private loads till you first receive money either from PayPal or from a freelancing website. After that you can feel free to do private loads.
You can just get a few dollars from PayPal to the card. Then after that you can just go to Payoneer.com and click on “Load Card”. Contact me I tell you how I can help you load the card in case you need me to load for you.
Do you have the US Payment Service? To check this, go to myaccount.payoneer.com, log in then check under “Receive Money” to see if you have it. This is the service that will help you load cash from PayPal.
Thanks,
Walter
Wow, am impressed…..I applied for mine online last week and i can’t wait to get it:)
I really hope it works for me…..
Hi Pauline,
I am sure it will work great for you.
Thanks 🙂
when i try to add my US bank details i get this error message “You cannot add a bank at this time.” Quite disappointing, but who had the same problem and had it solved? i need your help.
Hi Peter,
I just notified Nissim to respond to your query. I hope he’ll do so soon.
In case it takes too long, feel free to email Payoneer support.
Regards,
Walter
Hi Peter. This is likely due to a technical issue that PayPal has been experiencing, which is unrelated to Payoneer. If you call PayPal customer support and inform them of the issue they should be able to resolve it for you.
Thanks Nissim for the response.
Peter, let us know how it goes.
Cheers 🙂
Talia Klein Perez,
I applied for the card in february and today 18th june 2013, i have not recieved the card. The customer care reps have not been very helpful in the entire process. they cannot even tell whether the card was shipped or not. Now they have odered for a replacement of the card without even knowing why the other card did not arrive. Payoonner, i know you have many client to look after, but am very dissapointed with your service. my email is cklis@hotmail.com. get intouch with me if you can offer any help!
Hi Chris,
Thanks for your comment. I believe Talia will be in touch soon.
Cheers 🙂
Hi Chris,
I’m sorry to hear that your card has not arrived yet. I will follow up with our customer support team and make sure that they get back to you as soon as possible to resolve the issue.
I will also get back to you via e-mail with further details
-Nissim | Payoneer Community Manager
Thanks a lot Nissim.
I fully trust that you’ll sort out the matter accordingly.
Walter
how can join this program
Hi Lee,
Simply click on the link below to join Payoneer:
https://freelancerkenya.com/go/payoneer
Thanks
I applied for the card late in October and received it in early Dec. I have used it several times and everything you have read about it in this blog is true. I got the $25 reward as soon as my cumulative load amount hit $100.
You can’t compare it to E-pay, Kenyapesa or any other withdrawal method currently available in Kenya. For instance, it costs $4.15 to withdraw $100 while epay and kenyapesa charge $14.5 and $13.79 respectively. Apply now and stop paying undue charges. Its cheap, SAFE, and reliable, plus dollar rates as of today are 84.3.
Thanks Walter for the good job.
Keep up!
Hi Simon.
Thanks a lot for your comment. I am glad you loved the experience. I agree Payoneer is the cheapest and safest option.
Cheers 🙂
Hi Walter. Great article. I had two questions related to the card;
1. Using the card, what is the maximum amount of money I can withdraw from an ATM?
2. Is there any ATM in Kenya that allows users to withdraw cash in dollars?
Thanks in advance, and have a great day.
Hi Samuel,
Thanks for your comment.
1. The maximum you can withdraw from an ATM is Sh. 40,000 from a Barclays ATM (I think also KCB). The good thing is that you can make repeat withdrawals at the same time.
2. I don’t know of an ATM where you can withdraw in dollars. I was told of one in CfC Kenyatta Avenue but when I sent a reader there, he wasn’t successful. I believe none exists but if you hear of one please let me know.
Thanks
Just to clarify, though, the limit on our end is $2500 per day (about 218500 Shilling). We find that in many countries you can withdraw more if you walk into the bank than at the ATM, so you may be able to get more out than the 40K Shilling if you need.
Thanks a lot Talia for the clarification.
@ Mayo
Make sure you mix your password well. Remember that application is dealing with money so passwords should really be strong. As Walter has put it clear errors are red boxes.
Thanks
Hi Walter! I am Talia, Payoneer’s director of community. Thanks for the great write up! It’s really marvelous 🙂
I just wanted to point out a couple of things, if I may:
1. The AdWords credit was a special gift we had for our users for a specific time frame, but it has ended. This isn’t to say we won’t have it in the future, but it isn’t available at the moment.
2. You can’t withdraw from Payza to Payoneer at the moment.
Everything else is spot on! You can also find us on the Payoneer forums whenever you need help as well. You also have my personal email address now 🙂
Thanks again for the great post!
Hi Talia,
Thank you for stopping by and for the clarifications. I am editing the post immediately to reflect your corrections.
I appreciate the great work that you do at Payoneer. It has really changed the lives of many people who make money online.
Thanks again Talia for the comment.
Any time! 🙂
And thanks so much. Feel free to contact me any time.
Thanks Talia,
Much appreciated 🙂 and I’ll surely contact you when I have a query.
Cheers 🙂
Thanks Walter, when signing up, i get this message when trying to go to step II…..Oops.. you forgot to fill some of the fields…..I dont know which fields these are yet i seem to have filled everything.
Hey Mayo,
Thanks for the comment.
The field that you did not fill in is normally highlighted in red. In short, when you get that error, scroll back up and look for a box that has red instead of black lines.
Let me know how it goes.
Thanks
Hi Walter,
This article is interesting,beneficial and informative. YOU ALWAYS DELIVER EVEN BEFORE IT IS ORDERED. Can you please advice me on how the card can be mailed to me now that I do not have a specific physical and mail address. I travel alot in the country and I do not know where I will be in the coming month. I work for different bosses each month and do not think their addresses will be convinient to me. I cannot rely on my home address either because it is in avery remote area in this country maybe the address has changed have never used it anyway. Thank you.
Hi Dennis,
Thanks a lot for the comment.
You can have them send it to a trusted friend or relative’s address.
Cheers 🙂
how long does it take for a payonner account to be approved? Its been a month with no word from them…
Ordered it when i became ELITE on iwriter..still account not approved..sad..
Hey Aeonia,
I believe Nissim will be in contact with you soon on that issue. Feel free to post here in case there is no communication in 48 hours.
Best regards,
Walter
hey mr akolo applied for this card no response despite frequent tickets to the CS contact form not sure the problem
Hi Ken,
Kindly send me an email with those details and I’ll connect you to a swift Payoneer support guy.
Thanks