Update: There have been many services on this list. However, many have since stopped offering the service. Others are shaky. I’ve decided to just retain ePay-Kenya which seem to be very stable. I may not add any others to the list but you can always get reviews from social media or other industry players.
There was a time when it was extremely difficult to make PayPal to M-Pesa transfers. Blogs such as Like Chapaa featured lots of articles on how to withdraw money from PayPal in Kenya.
Those days, many people got scammed and lost lots of money due to joining dubious sites. Others used certain methods which worked for a while then stopped working. Players such as Babawatoto.com came up and started offering help at exorbitant rates.
Nowadays, there are many new entrants in the PayPal to M-Pesa field. Many people claim that they have great success rates and you get your money within minutes of withdrawing.
Question: Can You Withdraw Money Directly from PayPal to MPESA through a Kenyan Site?
No, you can’t. The only thing you can do is to be helped make an exchange. You send money to the exchanger’s PayPal, they send it to your M-Pesa account through some processes unique to each service provider.
The only way Kenyans can directly withdraw money from PayPal (using PayPal’s “Withdraw” option) is through the Payoneer card. However, this method was disabled for new applications. If you still don’t have the Payoneer card, apply for it through my referral link in this article and you’ll get free $25 once your account gets to $100.
Another great service that you can use to withdraw from PayPal is the Equity Bank PayPal Withdrawal Service.
So How Do PayPal to M-Pesa Companies Work?
Some sites sell you products or vouchers that you buy and pay via PayPal. Afterwards they will help you make a PayPal to M-Pesa transfer which will act as the final deliverable good. Others simply do direct exchange where you send them money to their PayPal account and they send you the equivalent to your MPESA line.
Factors to Consider When Choosing a PayPal to M-Pesa Company
- The safety of your PayPal account – Some great services do not involve sending money directly to a personal PayPal account. Others involve sending cash to a trusted person’s PayPal account then they send you the equivalent. Others exchange methods keep coming up. Withdrawing PayPal money in Kenya through suspicious guys may still work but soon the personal account will be limited (and so may your own account) in case the person gets in trouble with PayPal for whatever reason.
- The speed of delivery – How fast do you get your cash? Most service providers will make sure you get your PayPal money in your M-Pesa account within 10-30 few minutes.
- Quality of support – How is the support team? How do they respond to your queries?
- Exchange rate – How much money will you get at the end of the day?
Let’s look at one company that will actually help you access your PayPal money in Kenya as at the date of updating this article.
This has been a long time favorite for many. They are the most trusted players in the industry since they have been in this game for more almost a decade. Below are some quick ePay-Kenya ratings.
Safety of your account 5/5
They’ve been there for years so they use their own mechanisms to ensure your account doesn’t get into any trouble.
Speed of delivery 4.5/5
You will mostly get the cash in 30 minutes.
Quality of support 5/5
The ePay-Kenya Staff will respond to your support issue with utmost professionalism.
Exchange rate 4/5
They make sure they adjust their exchange rates accordingly. However, a few other guys give better rates.
I had a whole list here when writing this article. However, many keep suspending their services. I decided not to update this with other services since they seem to come and go real quick. You can always do a quick Google search to see which the latest one is. However, to be safe, make sure you check out their reviews to ensure they are not scammers.
PayPal to MPESA is an arrangement that is not yet directly endorsed by PayPal. However, if you use a trusted provider, you’ll still get your cash fast.
Don’t always be in a hurry since Equity’s service can still get you the cash from PayPal in 3 days. Equity is 100% endorsed by PayPal so your safety is guaranteed at all times.
There are many more existing and upcoming services that I have not yet reviewed and as stated, I may not review any more of these due to the volatility of that industry. Let’s keep this conversation going on the comments.