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How To Withdraw Money From PayPal In Kenya

Disclosure: Some of the links in this post are affiliate links. This means that, at zero cost to you, I will earn an affiliate commission if you click through the link and finalize a purchase.

PayPal in Kenya

So, how can you withdraw money from PayPal?

This post keeps getting updated and gives you current and most accurate information on how withdrawal from PayPal is done.

The Problem

A few years ago, PayPal withdrawal was one of the toughest things for most freelancers to get by.

Many clients and freelancing websites pay by PayPal. Therefore, getting this cash from the internet to M-Pesa, local bank account or a Kenyan ATM was a real struggle.

But things have just kept getting easier over the years.

This post will help protect you from scammers while directing you to Kenya’s most trusted PayPal withdrawal options.

The Truth

There are three real methods that you can use to withdraw money from PayPal in Kenya. These are:

  1. Equity Bank
  2. Payoneer – A trusted method that no longer works for new applications
  3. PayPal to M-Pesa

The only direct withdrawal method is withdrawing through Payoneer, the rest are all indirect.

Let’s now check out the viable options you have…

1. Getting Money from PayPal to your Equity Bank account

Equity Bank is currently one of the slowest options for withdrawing PayPal cash. It takes one business day to get the cash in your bank account. However, it can be convenient for those who receive bigger payments, e.g. $3,000+.

If you have a local dollar account, you can receive the money there, withdraw in dollars, then exchange the dollars at good exchange rates from a forex bureau.

You can still perfectly use it to receive money in your KES bank account.

Read: How to Withdraw from PayPal to Equity in 1 Day

2. Using the official PayPal to M-Pesa Service

There’s an official collaboration between PayPal and Safaricom. This came in April 2018 and was an answered prayer to most Kenyans.

You can use this method to send money from PayPal to M-Pesa. Or from M-Pesa to PayPal.

Transactions take between a few minutes and 3 days to complete. Smaller amounts ($200 and below) take minutes (even one minute sometimes). The system shows you how long it will take to process each transaction.

Read: How to Officially Withdraw from PayPal to M-Pesa

3. How to Withdraw Money from PayPal using Payoneer

Editor’s note: Unfortunately, this method was stopped by PayPal in 2014. It no longer works for new applications. People who were using it earlier can still continue using it.

Payoneer is a friendly payment processor that is accepted by many freelancing websites and online payment platforms.

Even PayPal itself used to accept it. It is the most trusted and ONLY method of withdrawing PayPal money directly. Here, I mean that you withdraw by going to PayPal and clicking “Withdraw”. The M-Pesa and Equity Bank methods are all handled by separate sites.

When you receive the cash in your Payoneer account, you can withdraw it from ATMs and banks worldwide, including here in Kenya.

Note that joining Payoneer through any of my affiliate links will earn you free $25 once your cumulative withdrawal adds up to $1,000. I’ll also receive a commission.

Currently, when you join Payoneer, you also automatically get the Global Payment Service. This is a fantastic service that you can use to receive money from different companies all over the world. For example, you’re given a US account number, just like a local US citizen would.

When companies pay you using the Global Payment Service, the cash is deposited into your Payoneer account.

In case you already have a Payoneer account as you’re reading this and don’t have the Global Payment Service, simply send an email to Payoneer through their online contact form and they’ll get you sorted out real quick. You can also call or chat with them.

Once again, this PayPal withdrawal method was stopped in 2014 but Payoneer is still one of the best payment services. You can use it to receive money from your clients without using PayPal.

Bottom line

All these methods are great for PayPal withdrawal in Kenya.

It may be advisable to have all these accounts ready since that way, if you have an emergency you can make a quick PayPal to M-Pesa withdrawal.

When withdrawing volumes of cash, you can use Equity Bank or Payoneer because of the low commissions. Remember PayPal to Payoneer no longer works for new applications.

The Equity option is also great for those who would want to access loans in the future. You know how hard it is for freelancers to get big loans.

At the end of the day, the great thing is that these are legit ways through which you can withdraw money from PayPal in Kenya without being scammed.

NOTE: If you join Payoneer through this affiliate link, you get free $25 once you hit $1,000 in your Payoneer account. Also, note that PayPal is not the best way to receive payments. You can consider Payoneer, Paxful, or Wise (formerly TransferWise) where applicable.

Have you tried any of the above PayPal withdrawal methods? What’s your favorite?

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I'm a freelance writer, blogger, trainer, and internet marketer. My joy is to see you making money online. Feel free to browse around and leave a comment. I strive to reply to all queries. You can also follow me on Facebook and Twitter .

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Daniel Mkumbo
Daniel Mkumbo

Hello I had funds in my PayPal , that was held for more than 180 days now , few days back they sent me an email saying that I can now withdraw my funds , however I have been trying to make withdraw to my connected safaricom MPESA ,but still I get an error message as if the account is still restricted , what should I do now brother to get my funds since I don’t have any US Bank account to withdraw to as PayPal suggest

Daniel Kamau
Daniel Kamau

Hello, do you still offer PayPal withdrawal services? Sometimes back I used to send money to you and you assisted me to draw.

Denis
Denis

Hello
Kindly help,
Is there a way to delink a paypal account with equity and reconnect with a new paypal account?

Regards

Wyclef Ouko

I can confirm, the PayPal and Mpesa thing works perfectly. In less than 2 hours, I received my money.

Pascalina
Pascalina
Reply to  Wyclef Ouko

Please how do u connect ur account with Mpesa

Wayne Wicky
Wayne Wicky

I am having issues withdrawing from PayPal to equity even though in the past, I managed to withdraw severally. Could there be a problem with PayPal now? Reading this post has just reminded me of the collaboration between PayPal and Mpesa. I have to try it out, now that withdrawing to my equity bank is not working for me. Thanks a lot Mr Walter.

Pita Minor
Pita Minor

Hi Walter,

Thanks for the good work you continue doing. Currently, PayPal is allowing one to link a bank account directly. This another important withdrawal option for users which I think you should update on this awesome article.

Thanks

Pita Minor
Pita Minor
Reply to  Walter Akolo

I”ve already linked my PayPal account with my Equity bank account. However, I’ve not made any transaction yet. Since this service was only available for US clients, I guess withdrawals will take the same time (three business/working days).

Brenda
Brenda

Hi Walter,

So, I’d just like to be clear to see if I’ve got this straight because it can all be a bit confusing.

So when I go to the ATM with my Visa card in order to verify my PayPal account all I have to do is slip in my card and expect to see several options on the screen of which one would be “verify PayPal account”? And then I’d just simply press ‘yes’ and HEY PRESTO! My PayPal account is verified! ! !

Is this so? And how come I’ve never noticed that PayPal option before? Please explain, Walter.

Thank you,
Brenda

Peter
Peter

I just joined airbnb and seems the best choice at payouts are through paypal and through “Payoneer prepaid debit master card”.. You have mentioned that Payoneer are not taking on anymore applications,is this still the situation or can i sign up for Payoneer?

Anon
Anon

It seems Payoneer has increased the requirement for the $25 referral bonus from $100 to $1000.

payoneer.com/refer-a-friend/

QUEENTER
QUEENTER

hi Walter..glad to read your views and how much you have been of help to many people. Just want to inquire whether this site called “the panel station” is a genuine one or its a scam. Thanks ii advance

Sherryfaith
Sherryfaith
Reply to  Walter Akolo

How can I deactivate my simcard line from Paypal

Eric

Thanks a lot bro. This article have been very helpful to me and it is straight and simple to understand

Agnes
Agnes

Hi, Thanks for your dedication in replying to the comments. I received some money via paypal and since I had no Equity Bank account, a friend suggested i use Epay. I am not sure if it worked right because I could not understand the ticket thing. Finally I transferred the money to their email. I have not received any response. When I write to them, I get no response, please help.

Cza
Cza
Reply to  Agnes

Thanks for reaching out to us through this forum. Being your first time, we appreciate you had challenges in figuring out how we operate. You withdrew your funds from your ePay account to M-pesa on Saturday when we had already closed (we close at 1pm and resume on Monday). I presume you have already been assisted this morning and that you have already received your money. I am sure the process should be more straight forward moving forward. Thank you for using our services.

Agnes
Agnes
Reply to  Walter Akolo

Hi walter, I got sorted out. Whoa, it was quite a trip for me..thanks anyway, so cooperative..

Agnes
Agnes
Reply to  Walter Akolo

Thanks Walter, I now know I am in good hands.

Agnes
Agnes
Reply to  Agnes

Hi, i have finally managed to do it. I ran into problems but it is all because i was new to the whole thing. Thanks a lot.

Agnes
Agnes
Reply to  Agnes

Walter, I still have not got the money…24hrs down

Agnes
Agnes
Reply to  Agnes

Hi Walter, how lo long does it take to get the money in the Mpesa? Just wondering coz sijapata after like 10 hours…But I managed to withdraw from Epay..

Aba Khatami
Aba Khatami

Would it be a good alternative to use the withdraw service from Auction Essistance? It looks like you can withdraw from PayPal and they load your Payoneer card for a fee. I contacted them, but haven’t heard a response yet.

Segun
Segun

Hi Walter, I must say that your write-up was quite helpful. I’m Nigerian and i plan on coming to kenya to open a paypal account as that’s the only mode of payment on a site i work with.

I will be very glad if you could please advise me on how to go about opening an Equity bank account. I dont mind securing an apartment as a proof of address. You can reply to my contact email. Thanks alot.

charles
charles

Hello,

How can I withdraw funds from paypal limited account after 180days are over. Have tried the equity bank procedure and does not work. I don’t have US bank account to do withdraw either.

JEFF BK
JEFF BK
Reply to  Walter Akolo

Hi Walter,
What if I don’t have a US account?

SHIRU
SHIRU
Reply to  Walter Akolo

Hi walter,
I want to start working online. Can you advise on how to get US account?

Nelson Muhia
Nelson Muhia
Reply to  Walter Akolo

Hi Walter,
How can I withdraw money held by PayPal for 180 days through Equity?
I have tried but in vain.
Kindly help.

Henry K
Henry K

Hope this mail finds you well.

I am Henry and based in Uganda.
I have someone in USA who wants to send me some money but through paypal.

I have contacted, Equity Uganda and have told me, its Equity Kenya which is registered with paypal.
Unfortunately i don’t hold an account with Equity Kenya!!

How can you help me please, for i need your kind advice and solution.

Will be very grateful if helped ASAP.

Regards,
HENRY K.

ERIC

Dear sir it was my pleasure reading this post, it has all information i wanted to know, please tell me, i managed to open a kenyan account in Equity bank Kenya, because i’m Ugandan, now the process of creating a Paypal account you know they stick so much on Mobile phone number which is both verified by Paypal and Equity bank by sending an SMS to the phone number, now if i’m to use +256**************** then paypal will know this guy is Ugandan, still i have not yet started using equity online self service portal, i know they will also send multiple sms to my phone, don’t you think because its Ugandan number can lead to problem during the time of sending OTP, let me stop here but the truth is i’m in the boat heading to no where, i’m in the circle just seeing things moving and people talking please any help given to me will be highly appreciated.